Welcome to a rare opportunity on Mona Lake's Turtle Bay, offering direct access to Lake Michigan and located within the highly desirable Mona Shores School District. Nestled in a fantastic neighborhood, this exceptional lakefront property showcases stunning water views, an all-sports setting, and 98 feet of private frontage. With 3,870 sq ft of finished living space, the home features a private main-floor en-suite retreat complete with a spacious sunroom, three additional bedrooms upstairs, and a mostly finished basement with ample storage and flexible living space.Extensive updates and improvements have already been completed, beginning in 2020 with major mechanical and infrastructure upgrades including a new furnace, 5-ton A/C, whole-home humidifier integrated into the HVAC system, new water heater, upgraded electrical service panel, and installation of a 20kW generator.The garage was fully finished, insulated, and equipped with a heater, while the dock was enhanced with maintained height at high water level along with added water and electrical service. In 2021, the home continued to evolve with the addition of a versatile basement flex room and removal of main-floor carpeting to enhance the living spaces. In 2023, thoughtful interior upgrades included installation of smart switches, replacement of two slider doors with custom Marvin low U-factor doors, removal of upstairs carpeting (with one bedroom remaining), and installation of durable 20 mil LifeProof flooring across the upper level and stair landing. Recent 2024-2025 improvements further elevate the home's efficiency and style, including installation of 1 gig fiber internet service, re-insulated attic to R60 standards, and new luxury vinyl flooring (28 mil) in the flex room and formal dining area, along with updated LifeProof flooring in the main living and dining spaces. The exterior has been completely transformed into a true waterfront retreat. The property was professionally cleared and graded, removing over 100 trees and replacing with premium scree